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Honalo, HI Area Profile

Honalo, Hawaii

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Honalo Affordability Snapshot

DataByArea reads Honalo, HI as movers who want a balanced first pass on income, housing, taxes, and utilities. The score combines city-specific income and housing fields with clearly labeled state-level benchmarks, then points you to address-level checks before making a move decision.

Affordability index63/100Higher means more budget room after housing pressure.
Monthly essentials$1,146Housing proxy, property tax, and utility planning context.
Housing burden21.2%Estimated share of monthly income before address-level details.
Ownership pressure8.9x incomeMedian home value divided by household income.
City-specific ACS State benchmark Estimated Needs address verification

Rent fit: 6.4x income-to-rent. Verify rent, mortgage terms, parcel tax, provider rates, insurance quotes, commute, and local fees for the exact address. Review methodology.

What This Means

A plain-language read before the detailed tables: use this page as a starting point, then verify address-level costs before committing to a lease, purchase, or move.

For buyers

Start with home value $578,800, property tax $1,575, insurance, and maintenance before comparing mortgage quotes.

For renters

Renters can use the two-bedroom rent marker $850/mo as a first screen, then compare current listings and utility load by address.

For movers

Movers should compare Honalo with nearby HI places, then verify commute, school boundaries, parcel taxes, provider rates, and insurance quotes.

Data Sources and Limits

This Honalo, Hawaii profile combines public datasets with clearly labeled planning benchmarks. It is designed for research, not as a substitute for parcel records, provider quotes, school-boundary checks, or address-level due diligence.

Census ACSCity-specific population, income, housing, education, and demographic fields where a matching place record is available.
EIAResidential electricity values used as state benchmarks, not city utility tariffs.
BLSLabor-market context used as a benchmark for statewide employment conditions.
NOAAWeather and climate context used for planning, risk screening, and seasonal cost questions.

Page reviewed 2026-07-16. City metrics refreshed 2026-07-17; nearby-city coordinates refreshed 2026-07-17.

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Cost of Living

A quick read on everyday affordability around Honalo, with the main cost drivers separated for scanning.

Composite Index

95.8

Grocery Index

9.1

Housing Index

8.6

Transportation Index

7.2

Cost of living summary
MetricValue
Composite cost index95.8
Grocery index9.1
Housing index8.6
Transportation index7.2

What to Watch

  • For Honalo, the useful affordability read is the mix of housing, utilities, and local income rather than one headline number.
  • Home values are elevated enough that taxes and financing terms can move the total cost.
  • Use Kahaluu-Keauhou, HI as a same-state comparison point before treating one HI value as typical.
View Hawaii cost of living report

Utilities

Monthly utility patterns and baseline household costs for power, water, gas, and fuel.

Electric Rate Consumption

Monthly electric index
JanFebMarAprMayJunJulAugSepOctNovDec
222834456274485667826157

Water Consumption

Monthly water index
JanFebMarAprMayJunJulAugSepOctNovDec
664844363026343733554958

Gas Rate (CCF)

Monthly gas index
JanFebMarAprMayJunJulAugSepOctNovDec
283643526147556349455257
Everyday utility costs
MetricValue
Electricity rate$0.466/kWh
Gasoline price$3.28/gal
Water bill avg$48/mo
Gas rate$1.18/CCF
View Hawaii utilities report

Demographics

Population, age mix, education, and income context for understanding the local community.

Population Age Pyramid

Age mix index
Age bandMaleFemale
0-96864
10-197571
20-348378
35-499290
50-6410097
65-748488
75+7279

Income Distribution

Income bracket index
BracketIndex
Under $35k72
$35k-$49k88
$50k-$74k100
$75k-$99k79
$100k+52

Annual Income Distribution

Median household$63,200
Per capita$33,900
Poverty rate9.8%
Community snapshot
MeasureEstimate
Population1,057
Median age44.0
Bachelor+18.6%

Schools

School performance and classroom context in a compact local snapshot.

Test Score Trends

Test score trend
201920202021202220232024
424851575964

Grocery Index

9.1

Housing Index

8.6

Transportation Index

7.2

Utility Index

7.9

School snapshot
IndicatorValue
Math proficiency53%
Reading proficiency58%
Student-teacher ratio14:1

Helpful Context

  • School comparisons around Honalo are most useful when paired with district boundaries and commute patterns.
  • A single score rarely explains the full school picture for Honalo; program fit and attendance zones matter too.
  • Nearby city pages can help separate Honalo-specific signals from broader Hawaii patterns.

Local Economy

A simple labor-market snapshot showing local job mix, wages, and workforce size.

Industry Job Types

Industry job mix
IndustryShareIndex
Manufacturing31%74
Agriculture26%64
Healthcare19%52
Retail14%39
Other Costs10%31
Local economy snapshot
MetricValue
Unemployment2.5%
Median wage$65,000
Labor force264

Climate

Winter avg: 15 degrees F - Summer avg: 82 degrees F - Snowfall: 43 in

Local Takeaways

  • Compare Honalo with Kahaluu-Keauhou, HI to see whether wages and housing are moving in the same direction.
  • The median household income value is $65,000 when ACS data is available for this place.
  • Use the economy card with housing and taxes to judge whether Honalo works for a specific household budget.

Real Estate

Home values, property taxes, and rental context in one housing-focused snapshot.

Home Value Context

Home value, tax, and rent context
MetricValueHow to read it
Median home value$578,800Read with mortgage terms, insurance, maintenance, and parcel records.
Median property tax paid$1,575Verify exemptions, assessment rules, and the exact parcel.
Rent marker$850/moCheck current listings and local availability before budgeting.

Property Tax Breakdown

  • County levy: 42%
  • School district: 34%
  • City/other: 24%
Housing and tax snapshot
IndicatorValue
Median home value$578,800
Median property tax paid$1,575
Estimated state sales tax rate7.39%
Rent (2-bed)$850/mo
View Hawaii property tax report

Climate

A compact view of weather patterns and natural-risk context for the area.

Avg High (Jul)82°F
Avg Low (Jan)8°F
Humidity72%

Climate Snapshot

Reference
NowClimate context
ConditionReview seasonal patterns
WindVerify current conditions
TodayUse address-level weather checks

Climate context is provided for planning and comparison.

Climate snapshot
MeasureValue
Sunny days196
Annual snowfall43 in
NOAA hazard risk scoreModerate

Planning Notes

  • Use the climate panel as a planning screen for Honalo; property-specific exposure still needs local review.
  • Utility planning matters because electricity is a high-cost line item for households that use a lot of cooling or appliances.
  • Compare climate and insurance sections together before using Honalo as a relocation shortlist.

Insurance

Location-based risk and cost pressure signals that can affect insurance pricing.

Risk IndexModerate
Weather RiskMedium
Cost PressureLow
Insurance summary
IndicatorEstimate
Insurance cost index95
NOAA hazard risk scoreModerate
Primary local riskWinter weather

What Affects Rates

  • Median property tax paid is $1,575, so taxes should be checked with insurance and mortgage assumptions.
  • Local claims history, coverage limits, deductibles, and property condition can outweigh broad HI averages.
  • Compare with Kahaluu-Keauhou, HI for a broader read on Hawaii insurance pressure.
View Hawaii insurance report

Honalo Facts

Fast factual reference points for Honalo, combining available ACS, EIA, and BLS signals.

Honalo, HI facts
FactValueSource context
Population1,057ACS place estimate
Median household income$65,000ACS household estimate
Median home value$578,800ACS housing estimate
Median age44.0ACS demographic estimate
Bachelor+ share18.6%ACS education estimate
Residential electric rate$0.466/kWhEIA state residential rate

Helpful Context

  • Honalo is treated as a very small-community profile in this dashboard.
  • City-specific ACS values are used when the place matches; state-level benchmarks fill statewide measures.
  • Use these facts as a fast HI screen before checking address-level records or provider quotes.

Honalo Local Data Brief

This section summarizes local city metrics and clearly labeled state-level benchmarks. It is meant to make the Honalo page more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.

Honalo, HI local metrics and source context
MetricValueHow to read it
Population1,057Honalo is treated as a very small-community place for comparison.
Median household income$65,000Income sits in the middle range, making recurring bills worth watching.
Median home value$578,800Home values are elevated enough that taxes and financing terms can move the total cost.
Two-bedroom rent$850/moRent gives a renter-side affordability baseline beside owner costs.
Median property tax paid$1,575Property tax should be read with mortgage, insurance, and home value.
Residential electric rate$0.466/kWhThis is a state-level EIA benchmark, not a city utility quote.
Unemployment2.5%This is a state-level BLS labor-market benchmark.
Median age44.0Age mix can affect housing demand, commute needs, and school planning.
Bachelor+ share18.6%Education mix can help frame labor-market and school-context questions.

Affordability Summary

Population is 1,057, so Honalo should be compared with similar-size places before using broader Hawaii averages. Median household income is $65,000, so the best affordability read for Honalo is income versus housing, taxes, utilities, and insurance together.

Median home value is $578,800, so ownership costs in Honalo should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $850/mo, so renters can compare Honalo against ownership costs and nearby rental markets.

Housing and Income Context

For Honalo, income sits in the middle range, making recurring bills worth watching. Home values are elevated enough that taxes and financing terms can move the total cost.

Use the home value, rent, and income fields together before deciding whether Honalo looks more favorable for renting, buying, or comparing with Kahaluu-Keauhou, HI.

Utility Cost Context

The residential electricity benchmark is $0.466/kWh, so Honalo households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Honalo is a Hawaii state-level EIA benchmark, so it should not be read as a local provider tariff.

For Honalo, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.

Property Tax Context

Median property tax paid is $1,575, so Honalo buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Honalo address.

Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.

Insurance and Risk Context

Insurance costs in Honalo depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.

Home value, tax burden, and insurance exposure should be reviewed together for Honalo, especially when comparing with Kahaluu-Keauhou, HI.

Population and Demographics

Median age is 44.0, so Honalo may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 18.6%, so Honalo education context can be useful when reading labor-market and school sections.

Unemployment is 2.5%, so Honalo wage and job-market context should be compared with commute options and regional employment centers.

Nearby Hawaii comparison pages
PlacePopulationHome valueElectric benchmark
Kealakekua, HI1,989$575k$0.466/kWh
Kahaluu-Keauhou, HI6,670$831k$0.466/kWh
Captain Cook, HI3,751$642k$0.466/kWh
Holualoa, HI2,825$1,056k$0.466/kWh

Source Notes

  • City-specific Census ACS values are used when a matching place row exists in the current source data.
  • Electricity and unemployment fields are state-level EIA and BLS benchmarks, so they are labeled as planning context rather than city quotes.
  • The page should be used as a comparison screen before checking provider rates, parcel records, insurance quotes, school boundaries, and address-level details for Honalo.

Honalo Cost Drill-Down

This dashboard keeps the fast local overview on one page, while the linked category reports go deeper into one decision at a time. For Honalo, the strongest local signals currently available are population 1,057, median household income $65,000, median home value $578,800, rent $850/mo, property tax paid $1,575, and the Hawaii residential electric benchmark $0.466/kWh.

Honalo category drill-down links and metric context
CategoryPrimary valueSecond valueWhy it matters here
Cost of living $65,000 $578,800 Honalo affordability is mostly a housing-versus-income read: income sits in the middle range, making recurring bills worth watching and home values are elevated enough that taxes and financing terms can move the total cost.
Utility costs $0.466/kWh $850/mo Honalo utility planning should pair the Hawaii electric benchmark with home size, cooling load, appliance use, and occupancy.
Property taxes $1,575 $579k Honalo tax planning should compare the tax-paid field with home value, exemptions, assessment rules, and parcel-level records.
Insurance costs 44.0 18.6% Honalo insurance context should be read with housing age, replacement cost, roof condition, claim history, and nearby risk patterns.

Budget Fit

Honalo should be read as a very small-community place where income, home value, rent, taxes, utilities, and insurance need to be checked together. Income sits in the middle range, making recurring bills worth watching, and home values are elevated enough that taxes and financing terms can move the total cost.

Monthly Bills

The electricity value on this page is a Hawaii state-level EIA benchmark, not a city utility tariff. For Honalo, that benchmark becomes useful when paired with home square footage, cooling load, HVAC age, insulation, and household usage.

Ownership Costs

Median property tax paid is $1,575 and median home value is $578,800. That makes the ownership read stronger than a single price estimate because taxes, insurance, maintenance, and financing terms can move the real monthly cost.

Comparison Angle

Use Kahaluu-Keauhou, HI as a local comparison before using a broad HI average. The nearby table below keeps the comparison tied to home value, taxes, and electric benchmarks instead of alphabetical city links.

Labor and Demographics

Unemployment is 2.5%, median age is 44.0, and bachelor-plus share is 18.6%. These fields help frame school demand, commute patterns, wage fit, and service-provider availability around Honalo.

Source Discipline

City-specific ACS values are used where the place matches the source record. State-level EIA and BLS fields are labeled as benchmarks, so this page does not pretend those values are address-level or city-utility quotes.

Nearby comparison context for Honalo
PlaceDistanceHome valueProperty taxElectric benchmark
Kealakekua, HI 4 mi $575k $1,339 $0.466/kWh
Kahaluu-Keauhou, HI 4 mi $831k $2,986 $0.466/kWh
Captain Cook, HI 6 mi $642k $2,527 $0.466/kWh
Holualoa, HI 6 mi $1,056k $3,551 $0.466/kWh
Honaunau-Napoopoo, HI 8 mi $724k $2,795 $0.466/kWh

Data Freshness

This Honalo, Hawaii dashboard was updated on 2026-07-16. The city metrics were refreshed on 2026-07-17; the nearby-city coordinates were refreshed on 2026-07-17.

  • City metrics: Census ACS place fields are city-specific where a matching place record exists.
  • State benchmarks: EIA electricity and BLS unemployment values are state-level context, not city provider tariffs or city labor surveys.
  • Nearby comparisons: Distance uses Census Gazetteer place coordinates when available.

Honalo FAQ

Short answers for common planning questions before you compare, rent, buy, or request a local quote.

Is Honalo, HI affordable compared with nearby cities?

Use the affordability snapshot and nearby comparison cards as a first pass. For Honalo, the most important local check is usually income against housing, property tax, utilities, insurance, and commute costs together.

Which values on this Honalo page are city-specific?

Census ACS place fields such as population, income, housing, education, and demographic values are city-specific where the source record matches the city. EIA electricity and BLS unemployment values are state-level benchmarks and are labeled as planning context.

Why should I verify address-level costs in Honalo?

Parcel taxes, school boundaries, provider rates, insurance quotes, commute times, HOA dues, flood or storm exposure, and rental availability can change from one address to another, so this page should be the start of due diligence rather than the final quote.

How should I compare Honalo with another Hawaii city?

Start with a nearby peer city, then compare home value, income, property tax, electric benchmark, demographics, and climate context. The compare tool keeps the current city selected so you can move from this page into a side-by-side view.

Regional Data Explorer

Zoom out from Honalo to nearby cities, Hawaii, and Hawaii benchmarks.

Open Explorer

Benchmark Preview

Honalo 63/100
Home value
$579k
Property tax
$1,575
Electric rate
$0.466/kWh
Kealakekua, HI 4 mi
Home value
$575k
Property tax
$1,339
Electric rate
$0.466/kWh
HI benchmark Context
Electric rate
$0.466/kWh
Unemployment
2.5%
Local records
Address check

Local Home Improvement Cost Guides

Use these home improvement guides with the Honalo dashboard to compare local housing, utility, tax, climate, and repair-cost context.

Disclosure: These home improvement guide links are planning resources. If any paid partner or contractor referral links are added later, they should be clearly labeled and kept separate from editorial data.

Data note: City-profile values are local estimates for comparison and planning context.